Abstract
During the communism period, characterized by centralized economy, the sole investing alternative for population has been depositing the money in the sole financial saving institution Institute of Savings and Insurance. After twenty seven years of free market economy, financial system in Albania is a bank based system. Therefore, bank products are the primary and the classic investment alternative for the major part of population. Are any other opportunities for investment by Albanian investors? This article aims to point the alternatives used by individual investors in Albania and the reasons for which using such alternatives
Highlights
After the transformation of the economy from the centralized to open free market economy, during the last two decades the financial system has been radically changed
Financial system offers a variety of investing alternatives for individual investors
Bank deposits are considered as a traditional investment form for Albanian individual investor, inherited from the communism
Summary
9. The Federal Law from 28 December 2013 N 400‐FZ “On Insurance Pensions” By 29 December, 2015) (available in Russian at: URL: http://base.garant.ru/). A Strategy for Reforming the Russian Pension System//Economic policy, – No 3, – 2009 (available at http://papers.ssrn.com/sol3/papers.cfm?abstract_id=2111085). Yuldashev R.Т., Odinokova Т.D. Risky life insurance: products of mass consumption // Strakhovoe delo.
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