Abstract
Although agricultural credit is one of the important issues in agriculture, almost no organized study has been done on caring about the distribution and utilization to achieve the agricultural prosperity and economic growth. This analytic and descriptive study was conducted to explore, that factor affecting the efficiency of agricultural facilities from viewpoint of farmers and credit experts. To achieve the objectives of the study, the survey data were collected by an effective and reliable questionnaire designed to this study. Results indicated that the process of agricultural training, low age and higher education of farmer had a positive significance relationship with effectiveness of their earning facilities on the fields of profit, increasing productions employment, and satisfaction with farming. Key words: Agriculture, facilities, effectiveness, efficiency, production, Iran.
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