Investigating the Variables of Willingness to Get Loan for Earthquake Retrofitting in Rural Areas (Case Study: Abadeh Tashk District of Neyriz County)

Abstract

Purpose: The aim of the present study is to identify the variables that influence the willingness of villagers to get loans for the process of structural modefication and rehabilitation of housing and also ranking of these variables Methodology: This study is an applied research and it used correlational descriptive - analytic method for analysis. For characterizing data, SPSS software was used. ANOVA, T-test and Chi-square were examined to determin the rate of tendency to get loan. Data was collected through field studies using the cook-run sampling method taken from 300 sample families of the region. Finding: The results showed that there was a significant relationship between 5 variables of 6 investigated variables (type of residence, age, education level, awareness of risk, income) and the dependent variable of research (willingness to get loans) (p 0.05). Research limitation: Lack of access to update data in villages is one of the chanllanges of the present study. Practical implications: Regarding the findings, some suggestions are proposed such as paying attention to the schedule of giving loan to families and providing subsides for part of the required building. Original/value: The importance of this study lies in the fact that rural administrators can take actions according to the variables of willingness to get loan for earthquake retrofitting.