Abstract

Choices between smaller certain reward and larger riskier reward are referred to as risky decision making. Numerous functional magnetic resonance imaging (fMRI) studies have investigated the neural substrates of risky decision making via conventional univariate analytical approaches, revealing dissociable activation of decisions involving certain rewards and risky rewards. However, it is still unclear how the patterns of brain activity predict the choice that the individual will make. With the help of multi-voxel pattern analyses, which is more sensitive for evaluating information encoded in spatially distributed patterns, we showed that fMRI activity patterns represent viable signatures of certain and risky choice and individual differences. Notably, the regions involved in representation of value and risk and cognitive control play prominent roles in differentiating certain and risky choices as well as individuals with distinct risk preference. These results deepen our understanding of the neural correlates of risky decision making as well as emphasize the important roles of regions involved in representation of value and risk cognitive control in predicting risky decision making and individual differences.

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