Intention to Use E-wallet Dilihat dari Perceived Usefulness, Perceived Ease of Use, Perceived Security, dan Trust

Abstract

<em><span lang="EN-US">Currently,</span><span> the</span><span lang="EN-US"> lifestyle of modern society is changing, due to the support of increasingly sophisticated technology. Technology makes it easy for users to carry out various activities very easily. One form of this technology is the smartphone, </span><span lang="EN-US">it</span><span>’</span><span lang="EN-US">s a multifunctional tool that can replace various products and functions in one hand. In addition to entertainment, smartphones are also used for work, and even make financial transactions very easily. However, risks can occur with the existence of these advanced technologies. Perceptions of the ease of use of technology and consumer confidence can reduce the risks faced. This study uses an e-wallet object for further analysis. The purpose of this study was to determine the factors that influence the intention to use </span><span>the </span><span lang="EN-US">e-wallet. The sample of this study was young people, from 300 students who were determined by quota sampling technique, while the research instrument used a questionnaire </span><span>that</span><span lang="EN-US"> was tested for validity and reliability before data analysis. </span><span>A m</span><span lang="EN-US">ultiple linear regression analysis method</span><span>s</span><span lang="EN-US"> was used to test the hypothesis proposed in this study. The results of this study indicate that perceived usefulness, perceived ease of use, and trust have a significant and positive effect on </span><span>the </span><span lang="EN-US">intention to use </span><span>the </span><span lang="EN-US">e-wallet, while perceived security has no significant effect.</span></em>