Abstract

Mobile payments have become an important application in daily activities. The unique advantage of mobile payments over traditional payments has led to tremendous growth of mobile phones. The strong demand of mobile applications raised increased concern on the security of mobile applications as well as devices. New mobile devices are developed to serve various functions like storing sensitive information, accessing this information as well transacting this information through payment systems. In order to protect this information and mobile devices, a well defined authentication system is mandatory. Biometric authentication is much more safe and secure and very easy to use. In this paper we propose a multi modal biometric authentication procedure with respect to payment systems and integrate this model with our previous work. The aim of this paper is to integrate the proposed payment model with multi server authentication model for the purpose of maintaining security and accessing different servers (websites). The system providing resources to be accessed over the network often consists of many different servers through out the world. The distribution of the remote system hardware in different places makes the user access the resources more efficiently and conveniently.

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