Abstract

The integration of blockchain technology into health insurance represents a transformation towards a secure, efficient, and patient-centered system. This content introduces a novel approach to insurance by utilizing blockchain data distribution, smart contracts, and privacy measures. The primary objective is to enhance application efficiency while safeguarding health information. The system operates on a permissioned blockchain network and employs smart contracts to enforce rules and ensure the verification process. The decentralized nature of blockchain guarantees data integrity, fraud prevention, and preserves patient privacy through encryption technology. Collaboration is facilitated through information systems that enable effective communication among stakeholders. Proof of concept demonstrates superior data security, accelerated data processing, and increased patient control over medical data. These findings underscore the immense potential of blockchain to revolutionize health insurance in alignment with the global trend towards digital transformation and patient empowerment.

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