Abstract
Medical professionals are not protected from patients` action in the case of medical negligence or mistake. Anytime patient can file a medical malpractice claim against medical professional. Nowadays medical negligence claims and mistakes are increasing. The progress of medical law shows, that patients more often use the rights and legal options to protect their interests and fundamental rights. The scope of the freedom of medical professionals is limited. They have to act in accordance with certain standards or an artificially created frame and in the best interests of their patients and protect constitutional rights of each patient. In case when medical professionals make mistakes and the patients are harmed due to that claims can be brought. Medical professionals must have insurance or indemnity to protect themselves, but patients also need it. Patients' rights and possibility to compensate damage depends on how good and qualitative the medical professional liability insurance or indemnity is. Furthermore, medical professional's mistake is his or her own ethical, prestige and social responsibility in front of the patients' issue. In order to protect medical professionals and patients the medical professional insurance system has to cover healthcare practice and provide professional protection against the financial consequences of legal liability, as well as possible moral compensation. The objective of the paper is to present a summary of medical professional insurance system in Latvia. The article will provide information about what legal mechanisms shall be improved in order to optimize medical professionals` insurance system and patients' rights to receive compensation. DOI: 10.5901/ajis.2016.v5n3s1p320
Highlights
An increasingly frequent opinion is highlighted that the level of public health depends on the available health care and health care quality
In case when they do make a mistake and a patient gets harmed because of this mistake, it is important that medical professionals have insurance or indemnity
During the research of relationship of medical personnel and patients that emerge from the parties' disputes concerning treatment process or damage incurred to patient's life health, one has to conclude that the chosen type of insurance by the medical professional has an important role in safeguarding patient’s rights
Summary
An increasingly frequent opinion is highlighted that the level of public health depends on the available health care and health care quality. The social aspect in the relationship between medical personnel and the patient is gradually becoming an important form of social relationship It directly affects both of the following aspects: the patient's rights and desire to receive access to quality services, and medical practitioners’ need to expand the boundaries of social activities to meet the legal interests of their patients. Medical professionals work with the main aim to deliver good quality healthcare In case when they do make a mistake and a patient gets harmed because of this mistake, it is important that medical professionals have insurance or indemnity. It should be noted, that patients’ rights and possibilities to compensate for the damage depend on how good, and what quality, the insurance of medical professionals’ liability, or indemnity, is. In order to protect medical professionals, a professional medical insurance system is used, which covers healthcare practice and provides professional protection against financial consequences of legal liability.[3]
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