Abstract
This article presents a longitudinal view on the development of digital finance in India, tracing the growth of digital finance in India from the 1950s to 2022. It discusses various legislations, litigations and civil society activism towards the initialization of digital finance in India. Consequently, this article studies the institutional development of digital finance in India using an institutional work framework. Further, it draws on the institutional voids and institutional work framework to reflect on the present state of digital finance and the work required to ensure that it is more inclusive and protective of its users' property rights. The article’s main contributions are that it applies the concepts of institutional voids and institutional works to the case of the institutionalization of digital finance in India and studies the development of digital finance in India using expert interviews and secondary data analysis.
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