Abstract

In order to ensure the security of financial assets and maintain the stability of the financial system, governments have established a variety of financial security networks to guard against risks to the financial system. Deposit insurance systems are used to protect the security of depositors; securities investor protection systems are used to protect the securities assets security of securities investors; and insurance guarantee systems are used to protect the insurance assets of policyholders. Insurance guarantee systems are systems established to respond to risks to the insurance industry and protect the interests of policyholders in which insurance guarantee funds are the main entities. Such a system involves national regulatory agencies, insurance institutions, insurance guarantee fund companies, and policyholders. It involves insurance, management, law, and many other disciplines and provides a guarantee of the healthy and sustainable development of the national insurance industry.

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