Abstract
A risk analysis approach for farm work-related injuries was proposed. For this study, risk is defined as the Expected Injury Cost (EIC) index per farm worker per year. Four major steps are involved in the risk assessment analysis of farm injuries: (1) determination of risk factors, (2) injury severity classification, (3) cost estimation, and (4) risk characterization. Farm injuries were correlated with the risk factors of employment status, gender of farm worker, age of farm worker, hours of exposure, type of agricultural operation, and various hazardous conditions on a farm. The EIC index was proposed as a scientific basis for input to farm insurance premium ratings and a basis for setting agricultural safety education and research priorities. Adjustment of insurance premiums or related benefits was suggested as a possible incentive to encourage adoption of safer farming practices so that preventable farm accidents and human suffering can be reduced.
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