INFORMATION FOR SAFE USE OF PAYMENT CARDS WITH SPECIAL REFERENCE TO THE MUNICIPALITY OF PRILEP

Abstract

The main reasons for the increase of the use of payment cards such as ATM cards, credit, and debit cards and their major role in the consumer’s life as a means of payment are the economic growth, the consumer’s modern way of living, and the impact of sellers for simple- non-cash payment, the modernization of computer technology, etc. Their increased use leads to the increase of frauds with them. The aim of this paper is to see the extent to which the information for the safe use of payment cards is an instrument that assumes the role of a preventive measure. In a broader sense, this research will contribute to raising the level of security of the users, because the information itself offers a wider range of knowledge in the field of safe use. As a research technique, in order to respond to the set goals, a survey questionnaire was used as an intended sample, the survey was conducted in the city of Prilep, and it was with even distribution in relation to the gender of the respondents. The conclusion in this paper is that information is an important prerequisite for preventing possible abuses, and also the information affects the increase in the number of users of payment cards. Keywords (italicized, 11 pt.): credit cards, information, security, fraud