Abstract

This research is to discuss the information asymmetry phenomenon of lending behavior in the deposit and loan market of banking industry. The data analysis result indicates that the information asymmetry phenomenon in the deposit and loan market of Taiwan banking industry is with the linkage indeed, and the loan interest rate variable and the firm age variable in the loan market will influence the deposit interest rate variable and bank total assets variable in the deposit market significantly. Moreover, this research finds that the information asymmetry phenomenon can be divided into 3 clusters based on the cluster and discriminant analysis. The meaning of the analysis results of relevant above-mentioned data will be further discussed in the paper.

Full Text
Published version (Free)

Talk to us

Join us for a 30 min session where you can share your feedback and ask us any queries you have

Schedule a call