Abstract
There is mounting evidence that the informal sector of African economies is far larger and more complex than previously thought. This study, a preliminary report on a larger study of mobilization of resources in the informal sector of African economies, focuses mainly on the savings accumulated through clubs or associations but also surveys the evidence on mobile (often ambulatory) bankers operating in African marketplaces. There is mounting evidence that such institutions are found far more widely in Africa than has heretofore been thought and that they commonly serve a broad spectrum of the African population, not just the poorer segments as seems to be the case for similar institutions in some areas outside
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