Abstract
The project is interested in comprehensively scrutinizing what rotating saving and mutual self-help associations in Hawassa City have to do with the everyday lives of individuals, their future aspirations, and ideas of 'good life', how they ease migra-tion. It also explores developments in the associations due to the interface of formal and informal savings and insurance as-sociations. In doing so, focal weight is given to how the informal savings and insuring systems pave the way for the 'good life' and migration, and an investigation of how future aspirations are channelled with informal savings and insurance insti-tutions. These informal associations are indigenous and known in local terminologies as equbs (rotating savings groups) and iddirs (traditional insurance associations). Both equbs and iddirs provide their members with material (money, assets, and investments) and non-material (emotionally priceless solidarity, affiliation, and support) benefits that cannot be accessed easily through formal financial and insurance institutions. Thus, they are great alternatives for individuals and communities seeking to achieve an aspired 'good life' in the future.
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