Abstract
Challenges of fintech really depend on type of fintech and who serving the impact on consumers and businesses has been very different depending on the job situation, business actually have the same sort of variability but one of the biggest things that has been sort of most unexpected is the like overnight scaling of demand especially for e-commerce and payments and the sort of things that are happening where people who have their traditional buying behavior online basically. There are huge challenges anyone who has to do anything related to KYC, operations support and what becomes clear is one of our biggest problems in financial services and in general just managing the infrastructure of that. Demand has come in for products that were previously like how to market but now are just like explosive and digital interesting it is a potentially a good problem to have in the long term but certainly can cause a lot of short-term and complexity while everyone's also transitioning to working remotely if they have not already fintech.
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