Influence of Car, Ldr, Npl and Bopo on Roa on Commercial Banks Listed on the Indonesia Stock Exchange in 2010-2016

Abstract

This study aims to test how much influence Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Non Performing Loan (NPL), Operational Revenue Expense (BOPO) to ROA; how much influence the CAR, LDR, NPL and BOPO simultaneously against ROA at commercial banks listed on the Indonesia Stock Exchange 2010-2016. The data used is secondary data in the form of financial ratios with the amount of 140 observations. Sampling is done by purposive sampling with the number of 20 banks, namely the largest commercial banks listed on the Indonesia Stock Exchange in terms of assets position of December 2016. Statistical test of SPSS which is used to test classical assumptions and multiple regression analysis. The results showed that CAR had no effect on ROA with a value of 0.2%. LDR has no effect on ROA with a value of 1.4%. NPL has a negative and significant effect on ROA with a value of 25.7%. BOPO has a negative and significant effect on ROA with a value of 77.2%. Simultaneously CAR, LDR, NPL, and BOPO have a significant influence on ROA at commercial banks listed on the Stock Exchange in 2010-2016. The prediction ability of these four variables on ROA is 81.60%, while the rest is influenced by other factors outside the research model.