Independent Expertise Organized by the Ombudsman for the Rights of Consumers of Financial Services: Procedural Problems and Place in the System of Evidence in Civil Proceedings

Abstract

The present research deals with the procedural problems connected with the independent expertise, organized by the Financial services consumer rights ombudsman, the conclusion about the significant differences of this expertise from the judicial expertise, the conclusion that the expertise organized by the Financial services consumer rights ombudsman in the judicial process refers to the written evidence, and at the same time leads to an increased standard of justification for the appointment of judicial expertise. Within the framework of the article the author proposed measures aimed at detailed regulation of the process of independent expertise, organized by the ombudsman for the rights of consumers of financial services, which would increase the level of objectivity and protection of the rights of consumers of financial services.