Abstract

Pawnshop Company is a State Owned Enterprises (SOEs), which is engaged in the business of providing credit services and applicable statutory lien for anyone with a moving objects collateral requirement. In order to develop the business, so Government Regulation No. 103 of 2000 was issued, stated of the granting of the loan based on the collateral of fiduciary money. As an institution that provides credit to guarantee the fiduciary shall comply with the provisions set out in Law No. 42 of 1999, especially Article 11, paragraph (1) which states that the objects are burdened with fiduciary collateral required to be registered, but in reality there is no Pawnshop Company comply with Article 11 paragraph (1) of Law No. 42 of 1999 on Fiduciary. Based on the gap das sein and das sollen, then can be formulated the problem of how fiduciary guarantee enrollment application pursuant to Article 11 paragraph (1) of Law No. 42 of 1999 on Company Pawnshop and how execution of fiduciary insurance company that is not registered by the Company Pawnshop when borrowers are in default.
 Empirical legal research is used in this thesis, because it’s getting out of the gap between das Sein and das sollen. The approach used in this thesis is the legislation approach, case-based approach, and the analytical approach. The nature of the research in this study was a descriptive study, sites in the Pawnshop Company branch Denpasar and Tabanan. The data used in this thesis is the primary data / field data and secondary data / literature. Data collecting techniques used in this thesis is planned interview techniques and reading literature. Sampling techniques used in this thesis is purposive sampling and the data obtained are presented in descriptive qualitative.
 The results of this problem study is application of fiduciary guarantee enrollment on the Pawnshops Company, that disobedience to law number 42 of 1999 Article 11 paragraph (1) was happened, while the execution of fiduciary insurance company that is not registered by Pawnshop Company if debtor in default is done by a family way.

Highlights

  • Pawnshop Company is a State Owned Enterprises (SOEs), which is engaged in the business of providing credit services and applicable statutory lien for anyone with a moving objects collateral requirement

  • Empirical legal research is used in this thesis, because it’s getting out of the gap between das Sein and das sollen

  • Sampling techniques used in this thesis is purposive sampling and the data obtained are presented in descriptive qualitative. The results of this problem study is application of fiduciary guarantee enrollment on the Pawnshops Company, that disobedience to law number 42 of 1999 Article 11 paragraph (1) was happened, while the execution of fiduciary insurance company that is not registered by Pawnshop Company if debtor in default is done by a family way

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Summary

PENDAHULUAN

Pembangunan ekonomi, sebagai bagian dari pembangunan nasional,merupakan salah satu upaya untuk mencapai masyarakat yang adil dan makmur berdasarkan Pancasila dan Undang Undang Dasar Negara. Ketidakselarasan (kreditur) untuk rnenerima pelunasan, pengaturan asas hukum dalam jaminan apabila pihak pemberi fidusia fidusia dengan jaminan kebendaan (debitur) lalai atau wanprestasi, lainnya akan menyulitkan penegakan. Setelah harus memberikan kepastian hukum, didaftarkan berarti benda tersebut baik bagi kreditor maupun untuk dicatatkan di kantor pendaftaran d e bi t u r n ya yang mengadakan perjanjian dalam penjaminan.[2] fidusia. Januari 2014, Pukul 14.00 Wita, dengan Bapak Suryana, Bagian Analis kredit, Jumlah transaksi 19 transaksi, jumlah akta yang didaftarkan 6 akta, hanya dibuatkan Perjanjian kredit dan diwarmeck oleh notaris sebanyak 13 transaksi hal ini berarti dijumpai perusahaan pemberi Fidusia dalam pemberian kreditnya hanya dilakukan dengan perjanjian dibawah tangan dan tidak dibuatnya akta jaminan fidusia sebagai dasar untuk pendaftaran ke Kantor Pendaftaran Fidusia sehingga tidak diperoleh sertipikat fidusia sebagai dasar untuk penarikan benda jaminan fidusia bila debitur wanprestasi. Sehubungan dengan latar belakang permasalahan yang telah diuraikan tersebut di atas, maka dapat dirumuskan permasalahan sebagai berikut: 1. Bagaimana penerapan pendaftaran jaminan fidusia menurut ketentuan Pasal

Bagaimanakah eksekusi jaminan fidusia yang tidak didaftarkan oleh Perusahaan
Manfaat Penelitian
Manfaat Praktis
Teknik Penentuan Sampel Penelitian Populasi dalam penelitian ini adalah
Prosedur Pemberian Kredit disebut dengan perjanjian kredit dan pengikatan
Pembebanan dan Pendaftaran nasabah akan di interview atau diwawancara
Pemberian Kredit Dengan
Faktor-faktor ketidakpatuhan
EKSEKUSI JAMINAN FIDUSIA YANG
Penerapan pendaftaran jaminan fidusia pada barang jaminan yang berada dibawah
Kepada pihak Pemerintah diharapkan
Kepada Pihak Perusahaan Perseroan pengadilan apabila debitur melakukan
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