Abstract
Baitul Mall wa at-Tamwil (BMT) Bina Ihsanul Fikri (BIF) is a financial institution with a profitsharing pattern established and owned by the community. BMT BIF was established to implement Islamic law in economic activities and also because many small businesses were caught up in loan sharks. The purpose of this study was to describe and determine the implementation and influence of religious values on the work culture of BMT BIF Yogyakarta employees. This research is a descriptive qualitative research, collecting data using interviews, observation and documentation. The samples taken were 10 respondents. The data analysis uses data collection, data reduction, data presentation and data withdrawal or data verification. The results of this study indicate that the influence of the implementation of religious values on the work culture of BMT BIF employees has been well instilled and optimal for all employees seen from the attitudes and behavior that employees carry out while working, the attitude of employees when providing the best service to members and the work system optimally carried out by all employees for the advancement of BMT BIF and always trying to maintain the values of religiosity in the work culture of employees seen from the activities carried out in the daily lives of employees and instilling religiosity in individual employees who prioritize besides the world but also the hereafter.
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