Impediments Faced By Women SHGs under Integrated Watershed Management Programme

Abstract

The present study was an attempt to identify the impediments faced by SHGs under Integrated Watershed Management Programme (IWMP). A total of 90 women self help group members as respondents were selected from Amreli district of Gujarat. The study findings revealed that the self help group women mainly encountered with the lack of knowledge in record maintenance. Their dependency on family male member was another impediment in solving money problems. Handling of bank account in which SHG Women were unaware of the rules has continuation of project and its expansion in other villages by establishing new SHG and addition of new activities have been largely suggested by most SHG-women. Although they were found not competent in performing bank formalities, yet their co-ordination among members and interpersonal trust were intact. Internal loaning and loaning through bank, clashes in their loan taking time, lack of time for meeting, dependency on members of family, and lack of marketing information needed major reforms as suggested by SHG members.