Abstract
Aim: In order to establish and improve the rural financial system and solve the problem of insufficient funds in rural areas, to push forward and promote the development of agricultural economy, rural construction and farmers’ income. Results: Due to the influence of various factors, there are many problems in the development of rural finance in China. Not only are there few funds and networks, but also there is a big gap between financial products and services and urban finance. The problem of difficult loans for small and mediumsized enterprises and ordinary farmers in rural areas is very prominent, and the gap in rural capital deposit and loan is very serious. A large number of rural capital outflows cannot effectively support the development of agricultural economy. Conclusion: At the same time, the problems and deficiencies in the development of rural finance in Guangdong Province are found out, and the corresponding policy recommendations are put forward to provide ideas and reference for the improvement and perfection of the rural financial system in Guangdong and even the whole country, the rapid and healthy development of rural finance, and the enhancement of rural finance support for agricultural development.
Highlights
Under the realistic background of building a well-off society in an all-round way, it has become an important task for governments at all levels to promote agricultural development and increase peasants’ income
Speaking, the development of rural finance in Guangdong Province increased by one percentage point can promote the growth of agricultural economy in Guangdong Province by about 0.69%
This shows that the development of rural finance in Guangdong Province has a good role in promoting and driving the development of agricultural economy in Guangdong Province
Summary
Under the realistic background of building a well-off society in an all-round way, it has become an important task for governments at all levels to promote agricultural development and increase peasants’ income. To solve the issues concerning agriculture, rural areas and farmers, an important means is to increase the support of funds. Without the inflow of funds into the rural areas, agriculture and peasants, it is impossible to achieve the goal of agricultural development, rural progress and peasants’ income increase. The state intends to invest a large amount of funds into the agricultural economy, but it is an important issue to be considered how to make good use of these funds and how to give full play to the effectiveness of the investment funds. This paper studies the model of rural financial development and rural economic growth. This paper makes an in-depth study on the methods of rural economic support. According to the actual situation of China’s rural finance, this paper puts forward operable suggestions
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