Abstract
The study aims to investigate agricultural loan disbursement and recovery problems faced by Bangladesh Krishi (agricultural) Bank and suggest measures to overcome these problems. Survey data were collected from 90 bank officials entrusted with the responsibility of disbursing and recovering loans. Secondary data were also used for this purpose. The findings indicated that to the extent that a reporting system allowing for timely monitoring and follow-up action was established, an incentive system for on-time payment was instituted, proper credit worthiness evaluation was done and work mechanisms were free from political interference and pressure, the loan disbursement and loan recovery problems would reduce to a great extent. Key words: Loan disbursement, loan recovery, Krishi, marginal farmers.
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