Human Security Identification in Maqoshid Sharia Concept as Implementation in Debt Trap of Digital Finance

Abstract

The aim of the research is to identify the relationship between phenomenon of digital finance, with the study of human security in Islamic concept. Today, cyber crime is one of the phenomena which were the result of globalization. One form of cyber crime is misusing personal data that can be accessed online illegally, for instance through the application of loan applications, digital shopping, or digital wallet. Then, this phenomenon will be analyzed through the study of human security in the science of international relations. The limitation of study focuses on the study of human security, namely personal security and economic security to analyze the phenomenon of people involved in cases of misused personal data through digital financial applications. This study concluded that the awareness of digital financial literacy will greatly help reduce economic inequality between communities which in Islam is studied in the Maqoshid Syariah law, namely Hifdz al Maal. One of the challenges faced by the community is the lack of socialization and important information about the dangers that threaten digital finance. The research used mix method approach with secondary and primary data. The primary data from questionnaire from 61 sample over 17 years old, then delivered in statistic descriptive to see the fact for real, while the secondary data obtained from journals, books, and articles. The analyses is used to determine the correlation between digital financial phenomena in the Maqosid Sharia Concept.