Abstract
The banking environment is changing rapidly, and banks, in order to stay competitive, need to take these changes into consideration. This study focusses on open banking, a phenomenon that has been accentuated by the regulation PSD2. Indeed, the aim is to study the impact of open banking on banks' business models and to explore how this phenomenon led banks to go towards a platform-based business model. The contribution is to suggest a business model based on previous theoretical business models that will suit banks' needs to elaborate their own strategy and way of creating value by considering the recent developments in the banking sector.
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