Abstract
This study explored the relationship between personality traits and financial satisfaction and explored if the perceived COVID-19 impacts on finance and well-being play moderating roles. With data from a national online survey in the United States, results indicate that personality traits significantly predict financial satisfaction levels, with openness positively influencing financial satisfaction. Additionally, the results reveal that perceived COVID-19 impacts on finance and well-being moderate the relationship between personality traits and financial satisfaction. In instances where the financial and well-being effects of COVID-19 are considered, openness inversely relates to financial satisfaction, whereas neuroticism shows a positive association. These findings suggest a nuanced interplay of psychological characteristics with financial satisfaction in the face of global disruptions such as COVID-19.
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