Abstract
This study investigated the effects of U.S. student loans on attainment via the GPA of non-white undergraduates. The data for the study were drawn from the 2012/2017 Beginning Postsecondary Students Longitudinal Study (BPS: 12/17), encompassing a nationally representative sample of 1500 African American, Hispanic, Asian, multiracial, and other non-white students. The results, based on regression models and the bootstrapped confidence interval (BCI) method, indicated that student loans were associated with GPA, and both student loans and GPA were associated with attainment. Notably, the indirect effect of loan status on attainment was negative, whereas the indirect effect of high debt on attainment was positive. These findings highlight the indirect relationship between student loans and attainment and suggest that high debt has the potential to offset the negative effect of loan status on academic outcomes. The implications of these findings for higher education practice and policy debates are critical, particularly in the context of addressing non-white students’ financial needs and enhancing their academic outcomes.
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a callDisclaimer: All third-party content on this website/platform is and will remain the property of their respective owners and is provided on "as is" basis without any warranties, express or implied. Use of third-party content does not indicate any affiliation, sponsorship with or endorsement by them. Any references to third-party content is to identify the corresponding services and shall be considered fair use under The CopyrightLaw.
