Housing Deficit and Disaster Risk Management in Chile

Abstract

The housing deficit, which affects especially the most vulnerable sectors, corresponds to a constant and growing challenge for housing policies developed in the Chilean context. Its provision presents complexities that respond, to a large extent, to the availability and high values of land as a result of market deregulation. The demand for new housing, in this sense, has been resolved under two mechanisms: through irregular land occupations and self-construction of housing, and through state action and the implementation of programmatic devices for the construction of new residential complexes. Housing developments or settlements are generally located on the margins of urbanized territory—that is, in sectors where land transaction costs are lower due, in part, to possible conditions of risk or territorial vulnerability. These conditions are strongly expressed in the housing configuration and spatial location patterns that characterize the commune of Alto Hospicio, located in the Tarapacá Region in northern Chile. In this commune, whether due to the spontaneous action of the inhabitants or the action of state institutions, housing intended for socially vulnerable sectors is exposed to conditions that can lead to significant losses of residential assets and affect the living conditions of their inhabitants.