Abstract
Abstract In 1919, the federal government in the United States looked to the building and loan associations to solve the postwar housing problem: in Britain, the government turned to the local authorities and ignored the building societies. The explanation of this divergence in approach is located in part in the existing institutional framework the nature of the building and loan associations and building societies, and their place in the working‐class economy; and the character of local government The character of the housing problem also differed. In America, the problem was perceived to be the tenement, which could be solved by regulation, rather than a failure of the private market. In Britain, there was a greater sense of crisis. Housing policies cannot be easily transferred between countries, for they arise from a wider historical context.
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