Hayat Dışı Sigorta Sektöründe Kârı Etkileyen Firma İçi Faktörlerin İncelenmesi: Bulanık Hedef Programlama Örneği

Abstract

People and companies face uncertainties and risks throughout their lives. A cost arises because of every risk arising from their activities. The size of the risk concept should be well calculated and managed in this case. Therefore, insurance steps in to manage risks effectively and efficiently. In this study, the effects of firm variables on period profit / loss in non-life insurance companies were examined. To obtain maximum profit, which is an important element in ensuring the continuity of the activities of insurance companies, the effects of intra-firm variables that have an impact on profit have been investigated using fuzzy goal programming model. The variables of the insurance companies selected in this study used in the model are financial variables, premium total variables and operating expense variables. These variables are given in detail later in study. Annual data between 2014-2020 were used in the study. According to the results obtained from the study, the profit of insurance companies was estimated using the financial variables, operating expenses, and total premiums, respectively. In addition, it has been observed that the fuzzy goal programming method gives effective results in calculating the amount of variables that affect the profit of companies.