Government Initiative Through Self-Help Group Scheme in North Western States of India in Promoting Rural Development

Abstract

North western parts of India are culturally diverse and they are traditionally rules by the dynasty in the historical times. The north western states cover the parts of Haryana, Himachal Pradesh, Jammu & Kashmir, Punjab and Uttara hand. The employment opportunities with respect to the north western parts of India is with agriculture, education, Production of Handicrafts, preparing of food items, factories and cultural performance apart from that tea stalls, repairing machines, and vocational opportunities. With the government initiative towards urbanization and creating employment opportunities for the youth and the society. One such initiative developed through the scheme is self-help group launched by the National Rural Livelihood Mission, by Ministry of Rural Development. So, these self-help group has created an opportunity for the informal people with unemployment to generate a source of income through improving their living condition which is generally self-governed and peer controlled. The main aim of these groups is that they get associated with NGOs or government agency to get their issues resolved especially they are focusing on creating self-employment through loans from the banks linked to the groups. This paper focuses on deeply analyzing the outcome of the self-help group and to know the current position of the self-help groups, in which state the number of self-help group is high and which category of people are much availing these opportunities.