Abstract

MSMEs have an important role in the development of Kerala in terms of their contribution to industrial production, export, employment, and creation of entrepreneurial base. Realizing the importance of MSMEs, Government at the State and Central have been instigating number of schemes and programmes to start MSMEs through various means. Though the government has implemented various schemes and programmes, many of the MSMEs are struggling for finance which may be due to lack of awareness about various schemes for entrepreneurs. Hence in this study an attempt is made to know the awareness and availability of government finance for MSMEs among the micro entrepreneurs. 60 sample entrepreneurs who are registered with DIC were selected and data were collected through structured questionnaire. The data collected were analysed by using percentage, weighted average mean, ranking etc. Prime Minister Employment Generation Programme (PMEGP) was the most popular financing scheme among the entrepreneurs. Still the supports provided by the government are not fully utlised by the entrepreneurs mainly because of unawareness about the various schemes available.

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