Abstract
Objective - The purpose of this study was to investigate the influence of gender, subsidies, and financial capital on microfinance institutions performance. Methodology/Technique - Multiple linear regressions were used to analyze data. The type of data which used is secondary data from historical financial statements obtained from the Department of Cooperatives and SME's Jember. Findings - The study shows that gender and subsidies have negatively affected to ROA. Once applied physical capital and age as control variables strengthened the significance of the effect of both on ROA. Financial capital has significant positive effect on ROA. Novelty - Extended knowledge on factors affecting microfinancial institution's performance. Type of Paper - Empirical Keywords: Gender, Subsidies, Financial Capital, ROA, Microfinance Institutions.
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