Abstract

Women head over 40% of Jamaican households and have grave housing needs. We examine women's access to Jamaica's National Housing Trust (NHT), created to finance housing for those most in need. We identify two gender biases. (a) The stronger gender bias is created by economic obstacles, cultural prejudices and institutional rules that prevent many women, especially poorer ones, from becoming eligible for housing loans. Despite women's greater housing need, NHT allocates most of its loans to men. (b) Among eligible loan recipients, who are primarily more secure formal sector employees, women have a higher probability of obtaining a loan. Additionally, while most of NHT's loans go to state employees, men in both the public and private sectors capture a disproportionate share of NHT's loans.

Full Text
Paper version not known

Talk to us

Join us for a 30 min session where you can share your feedback and ask us any queries you have

Schedule a call

Disclaimer: All third-party content on this website/platform is and will remain the property of their respective owners and is provided on "as is" basis without any warranties, express or implied. Use of third-party content does not indicate any affiliation, sponsorship with or endorsement by them. Any references to third-party content is to identify the corresponding services and shall be considered fair use under The CopyrightLaw.