Abstract

AbstractCommercial Banking (MIC: 8.1 SIC: 6022 NAIC: 522110)First Financial Bankshares is a financial holding company that owns, through its wholly‐owned subsidiary, all of the capital stock of 10 banks located in Texas. Through its subsidiary, Co. conducts a full‐service commercial banking business, with service centers located primarily in North Central and West Texas. Each subsidiary bank's main source of revenue is providing loans and banking services to consumers and commercial customers in the market area in which it is located. Co. also owns First Financial Trust & Asset Management Company, National Association and First Technology Services, Inc., an information technology subsidiary. As of Dec 31 2006, Co. had total assets of $2.85 billion.

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