Abstract
This study aims to determine Islamic fintech in the perspective of Islamic law with a qualitative descriptive method. The type of research used in this study is a literature study obtained from various sources. The results obtained indicate that Sharia fintech is a discussion of contemporary fiqh that has not been decided in the Qur'an and the Hadith of the Prophet SAW, thus using ijma (ulama consensus) as a source of law. The Indonesian Ulema Council issued the Fatwa of the National Sharia Council-Indonesian Ulema Council (DSN-MUI) No. 117/DSN-MUI/II/2018 concerning Information Technology-Based Financing Services Based on Sharia Principles. The fatwa is in accordance with Islamic law and has clear legal protection and is contained in the legislation.
Highlights
Dalam semua kegiatan ekonomi, teknologi digital merupakan terobosan dan inovasi baru
This study aims to determine Islamic fintech in the perspective of Islamic law with a qualitative descriptive method
Dapat dijadikan dasar dalam menentukan hukum Fintech dalam islam yang menjadi literatur pokok dalam pembahasan, untuk kemudian data ini diinterpretasikan menjadi narasi kritis terhadap judul yang dibahas dalam penelitian
Summary
Teknologi digital merupakan terobosan dan inovasi baru. Hal ini berpotensi berdampak pada industri perdagangan, pertanian, dan, terutama, sektor keuangan. Financial Technology atau lebih sering dikenal dengan Fintech merupakan salah satu industri yang kini sedang berkembang. Teknologi keuangan adalah perusahaan layanan pembiayaan berbasis syariah dan teknologi informasi.
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