Abstract
This study aims to analyze cointegration relation between Fintech industry and digital financial inclusion in 34 provinces of Indonesia. Using the Binary Logistic Model, Panel Cointegration Test, and Panel Regression Model methods, this study concludes that there is a long-term relationship between fintech transactions and digital financial inclusion. it means economic development of an inclusice society in 34 provinces in Indonesia can be fufilled through fintech and digital inclusion. To analyze the relationship between variables we use Digital financial services, the number of accounts in digital financial services, conventional and sharia Rural Bank loan transactions as independent variables. Meanwhile, Fintech loan transactions as the dependent variable. To anticipate unobserved heterogeneity, dummy variables for pandemic conditions, inflation rate and economic growth were used as control variables.
Sign-in/Register to access full text options 
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a callDisclaimer: All third-party content on this website/platform is and will remain the property of their respective owners and is provided on "as is" basis without any warranties, express or implied. Use of third-party content does not indicate any affiliation, sponsorship with or endorsement by them. Any references to third-party content is to identify the corresponding services and shall be considered fair use under The CopyrightLaw.
