Abstract
FinTech is an innovation that integrates technology into financial services. FinTech contributes to the economy by increasing financial access and new products and services, therefore it has an important role in shaping the future of the financial system. FinTech market has been rapidly growing worldwide, and awareness of financial market users of FinTech has been increasing. This rapid growth in FinTech market makes evaluating status of FinTechs significant. This paper aims to evaluate the economic significance, benefits, and solutions of FinTech, status of FinTech markets worldwide and in Europe, and impact of FinTech on banking market structure. This paper evaluates the FinTech ecosystem in Turkey and effects of FinTech on financial stability and financial markets with a SWOT analysis and makes proposals for Turkey.
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