Abstract
This study comprehensively examines the intricate relationship between advancements in Financial Technology and the agglomeration of knowledge-intensive services in 284 Chinese urban regions, spanning the years 2014–2020. Our empirical evidence uncovers a unique U-shaped association that remains unflinching in various robustness assessments. Notably, the analysis of heterogeneity divulges a more pronounced influence in larger and medium-sized cities compared to their smaller counterparts. Further, regions possessing sophisticated financial infrastructure experience a heightened impact. The study's nuanced understanding of this complex relationship offers valuable perspectives, aiding the precise formulation of policy interventions.
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