Abstract
This article presents results from an explorative study on the financial knowledge and financial socialization of University students in Germany. The study used an adapted version of an existing financial knowledge scale. The predictive power of variables specific to financial socialization was estimated in multiple regression analyses. The results showed that approximately 20 percent of financial knowledge can be explained by the variables gender, income, self-assessment of general numerical ability, and parental financial socialization through ritualizing payments of allowances within fixed time intervals.
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