Finansal Okuryazarlık: Muhasebe ve Finansman Eğitimi Alan Öğrencilere Yönelik Bir Araştırma (Financial Literacy: A Research for Students Taking Accounting and Finance Education)

Abstract

Purpose – This research was carried out to determine whether there is a significant difference between the selected variables and the financial literacy levels of students studying at associate and undergraduate level and to determine the financial literacy success levels of the students. Design/methodology/approach – The universe of the research consists of undergraduate and graduate students who received accounting and finance education at Kayseri University Social Sciences Vocational School and Faculty of Applied Sciences. In this study, descriptive survey model, one of the quantitative research methods, was used. Among non-random sampling methods, a questionnaire was applied to 219 students with quota sampling method. SPSS 23.0, a statistical program, was used to analyze the collected data. T-Test and (ANOVA) one-way analysis of variance were applied to the normally distributed data . Cronbach Alpha test was conducted for the reliability of the survey. Findings – As a result of the analysis, it was determined that there was no statistically significant difference between the financial literacy levels of the students according to their credit card usage status. However, it has been determined that there is a statistically significant difference between financial literacy levels according to the use of internet banking. When students were evaluated on the basis of department and class, it was found that there was a significant difference between the average correct answers of the questions they answered and their financial literacy levels. Discussion – As a result of the study, the lack of a statistically significant difference between credit card use and financial literacy levels reveals that students do not consciously use the credit cards, one of the financial instruments. But the delartments in which finance-related courses are mainly given and the increase in the level of the class have contributed positively to the increase in the level of students' financial literacy levels