Abstract
The modern technology to finance investments, of leasing, and the wide attention in the industrialized countries due to their particular flexibility, as well as their low costs often thus making them an alternative to compete with other traditional financing methods. It is noted in this regard that developing countries, especially Arab ones for the most part what relatively late still in the application of this type of financing , companies are leasing is still very low compared with the industrialized countries due to traditional methods control of funding for financial institutions, and non-acceptance risk in new areas of funding, lack of professionalism in the financial and banking field and then dodging relatively active participation in economic development; this study examine the decision to leasing the Iraqi environment as a source of funding for projects to identify extent the desire of the Iraqi projects and their ability to exercise Activity leasing, as well as the desire of the Iraqi banks and their ability to finance the leasing projects, According hypotheses of the study using a model according to the measure " Likert " questionnaire, the first model to the Iraqi projects, as leasing , and was (50) projects , in the face of the second model to the branches of Iraqi banks, as leased, the (40) bank. The study concluded the following results: The desire of the Iraqi projects, and their ability to exercise Activity leasing, as well as a statistically significant relationship between the knowledge of the project of leasing activity and flexible lease process, and pledges to the tenant project against for financing its assets on the one hand, and between the desire of the projects, and their ability to exercise leasing activity on the other.
Highlights
This financial technique appeared in the beginning in some of the activities in the field of aviation, took accommodates to all economic sectors, it has had a big role in the development of various activities in the United States and countries of the European Community as well as in Japan; so is the basic foundation for all economic growth and increase the national income and create new jobs and improve the standard of living of the community
To achieve the objectives of the study were to sunlight on this source of funding is important across the three sections, the first research study methodology through the study's importance, objectives, problem and hypotheses, while focusing the second section of the practical frame of the study focused on the analysis of the factors affecting the effectiveness of the decision to leasing as a source of project financing, through a field study projects and the Iraqi banks
The fifth hypothesis: The project pledges to the Bank in the financing of assets lead to the desire of the Iraqi banks and their ability to provide funding for leasing projects
Summary
This financial technique appeared in the beginning in some of the activities in the field of aviation, took accommodates to all economic sectors, it has had a big role in the development of various activities in the United States and countries of the European Community as well as in Japan; so is the basic foundation for all economic growth and increase the national income and create new jobs and improve the standard of living of the community This needs to invest money to achieve it is the most important means to achieve, which is one of the most significant developments in the financing of the business sector is the direction of the activities of finance companies toward leasing. 6.A statement of whether there was a relationship between knowledge and familiarity of Iraqi banks of activity leasing and their desire and ability to provide the funding for lease projects Do Iraqi banks have the desire and the ability to provide the necessary funding for lease projects. 6.A statement of whether there was a relationship between knowledge and familiarity of Iraqi banks of activity leasing and their desire and ability to provide the funding for lease projects
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