Financial structure, development of small and medium banks, enterprise exports

Abstract

The development of small and medium-sized banks has a profound impact on enterprise export trade. This study Based on a sample of 645 listed enterprises in China, to study the relationship between small and medium-sized banks and the export level of enterprises. Against the backdrop of the continuous development and growth of small and medium-sized banks, new ideas have been provided for seeking ways for Chinese enterprises to expand financing channels and improve export levels. The research results indicate that the development of small and medium-sized banks has significantly improved the export tendency and scale of enterprises. The heterogeneity test results show that the export expansion effect of the development of small and medium-sized banks is more significant for private enterprises, eastern enterprises, non-agricultural enterprises, and enterprises with high dependence on external financing. Based on these empirical research results and the actual situation in China, this article proposes policy recommendations such as building a long-term mechanism for the development of small and medium-sized banks, expanding their financial service coverage, and enhancing their financial service capabilities.