Abstract

The purpose of this study is to analyze the financial performance of PT. Bank Tabungan Pensiunan National Tbk before and after its acquisition in 2009-2019. To measure the health of banks using the RGEC method, risk profiles are measured using NPL and LDR ratios, Good Corporate Governance (GCG), Earnings (Rentability) are measured using ROA, ROE, NIM, and BOPO ratios, and Capital (Capital) is measured using CAR ratios. The research design used is comparative quantitative, and the data collected is secondary data with documentation techniques. Using data analysis methods, namely Data normality test and paired sample t-test with the help of SPSS v.21 application. The results of this study found that in four ratios, there were differences before and after the acquisition, namely ROA, ROE, CAR, and GCG, while in four ratios, found no difference before and after the acquisition, namely NPL, LDR, NIM, and BOPO.

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