Global Conference on Business and Social Sciences Proceeding | VOL. 13
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Financial Literacy among Portuguese Higher Education Students

Publication Date Jun 16, 2022

Abstract

Our globalised world, with increasingly diversified and rapid trade, requires properly informed and equally rapid decisions, where financial literacy is a core life skill. The information, attitudes and financial knowledge associated with these decisions are essential to ensure the sustainability of economies. The day-to-day life of any citizen is surrounded by financial decisions that determine and condition not only the individual well-being, but also financial sustainability of families, institutions and, consequently, local, and global economies.The need for everyone to take responsibility places the financial literacy of a population as a key issue for good governance. Moreover, financial ignorance has costs. Thus, the promotion of an inclusive financial sector is one of the objectives of several governments and institutional bodies, so since 2015 it has been included in the 2030 UN agenda in 5 of the 17 sustainable development goals. The literacy in general corresponds to the ability of each individual to acquire knowledge, develop cognitive and social skills that allow him, with the information available in society to make the right decision.Financial education is useful for people of all ages and education level. However, higher education students are one of the groups in which any country tends to place many expectations, since they are the future decision makers, so this is the target audience of this research. The survey was released in April 10, and it will be open until May 10, 2022. This preliminary study, whic...

Concepts
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Higher Education Students
Financial Literacy
Portuguese Higher Education Students
Students In Portugal
Financial Attitude
UN Agenda
Future Decision
Financial Knowledge
Financial Behaviour
Financial Decisions

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