Abstract

Are Finnish students prepared for the realities of the economic world? Will Finnish college students be buried under student loans and credit card debt? We surveyed Finnish college students (n=135) in the spring of 2016. We examined their use of student loans, credit cards, budgeting, and gambling. We found student loans were modestly used, gambling was almost nonexistent, and budgets were underutilized. However, we found Finnish students to be uninformed about financial tools such as credit cards. We conclude with discussing how to move into new subject areas with this pilot project.

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