Abstract
With the rapid development of global technology, the financial industry is facing unprecedented opportunities and challenges. The innovative wave of financial technology, such as blockchain, artificial intelligence and big data analysis technology, not only brings a new business model for the financial sector, but also improves the efficiency and quality of financial services. In this paper, we will discuss the development trend of fintech, technological innovation and its application in the financial industry, and explore how financial innovation can subvert the traditional financial model and have a far-reaching impact on the development of the financial industry in the future.
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