Abstract
The paper examines financial inclusion in United Andhra Pradesh with focus on Rayala Seema region. It constructed Financial Inclusion Index (FII) using data on eight dimensions of financial inclusion for Andhra Pradesh for 2011. It observes that Hyderabad district leads with the highest FII rank, followed by Anantapur. Among the regions, Telangana leads with the highest FII rank, followed by Rayala Seema. Within Rayala Seema, Anantapur district leads with the highest FII rank, followed by Chittoor. None of the districts and regions falls under the category of high FII group. Most districts fall under the category of low FII group. Telangana and Rayala Seema fall under the category of medium financial inclusion with the FII value falls between 0.3 and 0.5. Thus, Rayala Seema has achieved less than half of the financial inclusion. The objective of financial inclusion and spreading it across areas is far ahead.
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