Abstract
Abstract This paper engages with the debate concerning the financial gains from home ownership. The first section focuses on the empirical side of the debate and is primarily a conceptual analysis. It defines three measures of gain, explores their utility and limitations and demonstrates their appropriateness for different analytical purposes. Section 2 is concerned partly with developing a wider comparative perspective to the debate by calculating the extent of financial gain for New Zealand urban home owners since 1970. Next the paper looks at the effect of spatial location of accumulation potential. In section 3 connections are made between the processes at work in the labour and housing markets: attempts are made to link the empirical data on financial gains from housing to labour market restructuring. Finally comments are made on some implications of the empirical findings for the wider debate.
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