Financial Engineering and the Risk Management of Commercial Banks

Abstract

Risk management is one of the eternal themes of the commercial banks. Face unprecedented and increasingly complex financial risks, bankers are increasingly aware that the tools based data which analyze number of traditional risk management is not comprehensive and flexible. To effectively prevent and resolve commercial bank operating risks, enhance the core competitiveness of commercial banks and achieve sustainable development, it is necessary to develop financial engineering as an opportunity for the traditional risk management tools to conduct a holistic deep integration.